Worried About a Wage Garnishment, Levy, or Lien?
See Where You Stand With the IRS, Free in 2 Minutes

Take our free IRS Risk Assessment and get a personalized risk score, see which relief options may fit your situation, and know your most urgent next step. No commitment, no cost.

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✓ Does not alert the IRS✓ No obligation✓ See your score right away

15+

Years in Business

$50M+

IRS Debt Resolved

95%+

Placed Into an IRS Relief Program

10,000+

Clients Helped

What Clients Say

★★★★★

“I had a great experience working with this group. They were professional, knowledgeable, and took the time to answer all of my questions. The entire tax process was smooth, efficient, and stress-free.”
Beatriz F., Paramount, CA · Yelp review, Jun 30, 2026

★★★★★

“i had a very good experience working with Emmanuel Carter at Free America Tax, he help me save 70 percent on my total tax bill , i will definitely recommend Free America Tax if you have any tax problem.”
Kenneth B., Denton, TX · Yelp review, Sep 29, 2026

Reviews are quoted word for word from our Yelp page. Every case is different, and one client's result is not a promise of yours.

Documented IRS Resolution Outcomes

Real Situations. Real Numbers. Real Resolution.

Real Free America Tax client outcomes. Names and locations have been changed to protect client privacy. Every case is different — what the IRS will accept depends on your income, assets and filing history, so these results are not a promise of similar outcomes.

The Situation

$77,400

Back taxes accumulated over 9 years — federal tax lien filing imminent

The Resolution

$5,200

Offer in Compromise accepted. Full balance discharged. Case closed.

"I ignored it for years hoping it would go away. It only got worse. Getting it settled for this amount changed my life."

— Marcus L., HVAC Contractor · Austin, TX

$72,200 SAVED

The Situation

Active Levy

IRS seizing 42% of every paycheck. Employer already notified.

The Resolution

11 Days

Wage levy fully released. Installment agreement established with manageable monthly payment.

"Every week almost half my check was gone. I didn't think you could stop it once it started. They stopped it in under two weeks."

— Raymond T., Truck Driver · Phoenix, AZ

$3,100/MO RESTORED

The Situation

$42,200

IRS balance accrued during extended illness — unable to work or file

The Resolution

$500

Offer in Compromise accepted based on documented medical hardship and limited income.

"I was too sick to deal with the IRS. By the time I recovered, the number had ballooned. They cleaned it up for almost nothing."

— Patricia W., Freelance Bookkeeper · Columbus, OH

$41,700 SAVED

The Situation

$42,800

IRS Substitute for Return — 5 years of unfiled returns, IRS filed on his behalf

The Resolution

$100

Actual returns filed with proper deductions. Offer in Compromise accepted.

"The IRS's number and the real number were completely different. Once actual returns were filed, the debt nearly vanished."

— Kevin S., Electrical Subcontractor · Memphis, TN

$42,700 SAVED

The Situation

$15,300

IRS balance with active federal tax lien — damaging credit, blocking rental applications

The Resolution

$500

Offer in Compromise accepted. Federal tax lien fully released from public record.

"The lien was destroying my credit and I couldn't rent an apartment. Getting it removed was more valuable than the money."

— Denise M., Hospitality Manager · Nashville, TN

$14,800 SAVED + LIEN RELEASED

The Situation

$159,000

Original $68K balance — ballooned to $159K after 7 years of penalties and interest

The Resolution

$3,200

$91K in penalties removed through penalty relief. Remaining balance settled via OIC.

"We had no idea how much of it was penalties we didn't legally owe. That alone wiped out more than half the total."

— Sandra & Victor M., Restaurant Owners · Albuquerque, NM

$155,800 SAVED

The IRS debt keeping you up at night can be reduced, paused, or wiped out, starting in 48 hours.

You're not behind because you're careless. You're behind because the IRS is nearly impossible to deal with alone.

You dread opening your mailbox because another IRS notice might be waiting

You're tired of calling the IRS, sitting on hold for hours, only to get hung up on

You've been losing sleep over a garnishment, levy, or seizure you don't know how to stop

You can't focus on your business because the IRS is always in the back of your mind

You have a life. A business. A family. You don't have hours to fight a federal agency.And every day you wait, the penalties stack and the interest grows.

Meanwhile you're stuck in the dark:

No idea what the IRS actually has on file about you

No way to reach a real person at the IRS who can explain your options

No plan to stop a garnishment before it hits your paycheck

No clue whether your business or personal assets are next on their list

Here's what happens when we step in.

We file a Power of Attorney and take over your case. Within 48 hours, we pull your full IRS records so you finally know exactly where you stand. Then we put the IRS's own relief programs to work to reduce, pause, or eliminate your debt. No more notices you can't decode. No more calls that go nowhere. Just a clear plan, handled by a team that has resolved over $50M in IRS debt for 10,000+ clients.

Is This Assessment Right for You?

The assessment is built for people with real IRS problems. Here's who gets the most out of it — and who doesn't need it.

This IS for you if…

  • You owe the IRS $10,000 or more

  • You've received IRS notices, liens, garnishments, or levies

  • You're behind on filing and don't know how to come forward safely

  • You want a clear picture of where you stand before speaking with anyone

This is NOT for you if…

  • Your total IRS balance is under $10,000 — a payment plan you set up yourself will usually cost you less than hiring anyone

  • You're looking for help hiding income or deceiving the IRS

  • You're unwilling to provide basic financial information to a licensed professional

Here's What Happens If You Don't Act

The IRS follows a predictable escalation path. Every step gets harder to stop.

1
IRS Notice (CP14)
Days 1–30
First bill arrives 3–6 weeks after your tax assessment. Additional demand notices (CP501, CP503) follow over the next 2–3 months. This is the easiest and least expensive stage to resolve.
2
Federal Tax Lien
Months 1–3
The IRS can file a Notice of Federal Tax Lien as soon as a balance persists after the first notice. Filed in your county records. Damages credit. Restricts your ability to sell property or secure financing.
3
Final Notice + 30-Day Window
Months 4–8
IRS sends a Final Notice of Intent to Levy (LT11 / Letter 1058). You have exactly 30 days to respond before collection action begins. This is your last warning — and your last easy exit.
4
Bank Levy & Wage Garnishment
Months 5–12
30+ days after the Final Notice, the IRS levies bank accounts and garnishes wages. Up to 75% of your take-home pay goes directly to the IRS. Your employer is notified. Business accounts, savings — all at risk.
5
Business or Asset Seizure
Beyond Month 6
The IRS seizes and sells your car, real estate, or business assets at public auction to satisfy the debt. This is rare — but it happens. And it's irreversible.

Every day you wait, you move one step further down this list.

Picture This 90 Days From Now

You open IRS mail without fear. The debt is settled. The nightmare is over.

Your full paycheck hits your account every week. No garnishments. No surprises.

You're making business decisions again — hiring, expanding, growing — not just surviving.

You sleep through the night. The weight you've been carrying for years is gone.

This is what our clients experience. The free IRS Risk Score is the first step.

Why 10,000+ Clients Trust Us to Take Over Their IRS Case

Every client gets the same thing: a team that files Power of Attorney, pulls their records, and handles everything.

Case Takeover

File one Power of Attorney and let us handle every IRS call, so you never deal with them again

48-Hour Clarity

Get your full IRS records pulled within 48 hours and finally know exactly where you stand

All-In-One Tax Firm

Solve debt, planning, and prep for your business and personal taxes under one trusted roof

Proactive Updates

Always know what's happening with your case while we keep the IRS updated for you

Free Escape Plan

Download a step by step plan to fight back yourself, with zero cost and zero pressure

Proven Track Record

Trust a team that has resolved over $50M in IRS debt for 10,000+ clients nationwide

15+ Years Experience

Put 15+ years of IRS negotiation in your corner and stop guessing your way through

Risk-Free Consult

Book a no-obligation call with no spam and no pressure to commit

Not Sure Where to Start? Here's Your Answer.

What's Your IRS Risk Score?

Answer 7 quick questions. Get a personalized risk score, see which relief options may fit your situation, and get your single most urgent next step — free, instant, no commitment.

Your Risk Stage

Know exactly which of 5 escalation stages your case is in, and what the IRS is likely to do next.

Options That May Fit

See which IRS relief options may fit your situation — Offer in Compromise, penalty abatement, and more.

Your Next Step

Get a single, specific action based on your actual answers that moves you toward resolution today.

Take the Free 2-Minute Assessment →

No spam. No obligation to hire us. Instant results.

How It Works

1

Get Your Free IRS Risk Score

Take the 2-minute assessment. See your risk stage, which options may fit your situation, and your most urgent next step.

2

Book Your Action Plan Call

Mr. Carter's team reviews your exact situation and tells you your best options — at no charge.

3

We Negotiate. You Recover.

We handle all IRS communication and negotiation. You focus on your life and your business.

What You Risk by Getting Your Score: Nothing.

What you risk by waiting: everything you've worked for.

The assessment is free. The consultation is free. There is no obligation and no sales pressure.

And we take 10 new clients a month. That's on purpose. It's how we make sure every client can get us on the phone. That's the biggest complaint people have about tax relief companies, and we built this around not being that.

Common Questions

Is the risk assessment really free?
Yes. No obligation, no pressure, no commitment of any kind. The assessment takes about 2 minutes and your results are shown instantly on screen. We offer it because an informed client gets better results, and because most people with IRS debt have no idea how escalated their situation actually is until they see it in writing.
What does my risk score actually tell me?
Your score (1–10) tells you which of 5 escalation stages your case is in — from Early Stage through Emergency — based on your debt amount, the IRS notices you've received, your filing status, how long the debt has been outstanding, and any collection action already taken. You'll also see which IRS relief options may fit your situation and a single specific next step.
What if I haven't filed taxes in years?
The assessment will flag this and factor it into your score. Coming forward voluntarily almost always results in better outcomes than waiting for the IRS to file on your behalf — which they will do, at the highest possible rate with no deductions. The earlier you act, the more options you have and the lower the cost.
How long does IRS resolution take?
It depends on the strategy. Stopping a levy or garnishment can happen in days. An Installment Agreement for under $50,000 can often be set up immediately. An Offer in Compromise — where you settle for less than you owe — typically takes 12 to 24 months. On your Action Plan call, we'll tell you which approach fits your situation and what the realistic timeline looks like.
Will taking the assessment or contacting you alert the IRS?
No. Taking the assessment and speaking with our team is completely confidential. We only contact the IRS on your behalf after you hire us and authorize it in writing. None of this creates any record with any government agency.
How much does tax relief help cost?
The assessment and the Action Plan call are both free. If it looks like we can help, we'll explain the exploratory on that call. That's the step where you authorize us to contact the IRS and pull your actual transcript, and we'll give you that price on the call rather than in a follow-up days later. The resolution fee is separate and comes after your transcript is back, because what your case needs is what sets it. Anyone who quotes you a full price before seeing your IRS records is guessing. One honest note: if you owe under $10,000 and your returns are all filed, the IRS's own payment plan usually costs you less than hiring anyone, and we'll tell you that rather than take the case.

Find Out Where You Really Stand With the IRS

The longer the IRS goes unanswered, the fewer options you have. Take the free IRS Risk Score and see your next step today.

No spam. No obligation. • Available Monday–Friday • Licensed tax professionals • 10 new clients a month, so you can always reach us

Free Risk Score Call Now